Birbank 2.52.3

The Birbank mobile application offers a range of features such as quick payments, rewarding bonuses, Apple Pay, and online appointment scheduling. Users can take advantage of the benefits offered by Birbank installment and debit cards, including double VAT, cash back of up to 30%, free cash withdrawal, and commission-free transfers.

ADVANTAGES OF THE APPLICATION:

• Obtaining cash and credit card limits 24/7 without visiting a branch
• Managing bank cards and accounts
• Monitoring credit and deposit accounts
• Managing credit debts and making payments through the Birbank personal cabinet
• Calculating and tracking online currency exchange rates
• Performing operations such as changing PIN on cards, SMS banking, 3D secure, managing daily limits, etc.

PAYMENTS:

The mobile application allows users to make online payments without leaving their homes by using their personal cabinet. The available online payment options include:

• Mobile payments: Azercell, Bakcell, Bakcell ulduzum, Sim, Nar mobile
• Utility bill payments: Azeristilik, Azersu, AzeriQaz, Azerışıq
• Internet payments: Aztelecom, BIRLink, etc.
• TV payments: AiləTV, KATV
• Telephone bill payments: Aztelekom, Baktelekom
• Government payments: Taxes, VAT refund
• Insurance payments: PAŞA Sığorta (Pasha Insurance)
• Charity payments: YAŞAT fondu, Qırmızı Ürəklər Fondu
• Fine payments: BNA, DYP cərimə
• Credit repayments: Kredit Kapital Bank, İpoteka, Kontakt Home, Optimal, İrşad
• Educational institution payments
• Parking payments
• Umico Market: Earn Umico bonuses by shopping online and divide your payment into installments using a credit card
• Payment templates: Save payments with Birbank to set up automatic monthly payments and repeat payments at any time

TRANSFERS:

• Birbank Cashback debit card allows for free cash withdrawals and transfers
• Transfers to all international bank cards and domestic accounts
• Transfers with Cash by Code
• Transfers to other Birbank users through mobile numbers
• Transfers through money transfer systems such as Zolotoya Korona, Western Union, and Xəzri beynelxalq ödəniş sistemi

BONUSES:

By making payments, users can accumulate cashback rewards, Umico bonuses, VAT refunds, and miles. The extensive partner network allows for discounted purchases and installment options. Miles can be used to purchase tickets from AZAL, THY, and other airlines.

VAT REFUND:

By scanning purchase receipts with the Birbank Cashback card using QR Scan at Birbank, 35% of the VAT will be added to the user's VAT balance. Users can monitor their VAT balance, make payments and transfers. Manual entry of the fiscal ID is also possible.

CONTACTLESS PAYMENT METHODS:

• NFC: By touching the phone on the POS terminal
• Apple Pay: By adding Visa and MasterCard debit or credit card to the wallet
• QR Pay: By scanning the QR code on the receipt or at the cashier for secure and contactless payments

DIGITAL CARD:

Users can obtain a free card in a matter of seconds without visiting Kapital Bank branches. With the Digital Card, users can make online payments and benefit from free transfers.

DIGITAL BANKING:

In the Bank Products section, users can order a card or cash loan online 24/7. Cash loan and installment limits will be immediately reflected in the Birbank application. Online appointment scheduling allows users to select banking services, choose a branch, and set a date and time for their visit to avoid waiting in line.

BIRBANK PARTNERS:

Users can explore various stores, restaurants, and other services through the Birbank Partners page. Additionally, special offers, cashback, miles, and installment options provided by partners are listed here.

BRANCHES AND ATMs:

Users can find Kapital Bank branches and ATMs located throughout the country either through a list or on the map.

OTHER SERVICES:

Azersell postpaid line users can manage their accounts, while PAŞA Life insurance subscribers can instantly receive notifications about their accounts and fines through the SMS Radar feature.